bottom line
bottom line {n.}, {informal} (stress on "line")
1. The last word on a controversial issue; a final decision.
"Give me the bottom line on the proposed merger," said John.
2. The naked truth without embellishments.
Look, the bottom line is that poor Max is an alcoholic.
3. The final dollar amount; for example, the lowest price two parties reach in bargaining about a sale.
"Five-hundred, " said the used car dealer, "is the bottom line. Take it or leave it."
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Source: A Dictionary of American Idioms
